The financial condition of the North Carolina Housing Finance Agency may have changed since the date this information was prepared.
According to a new Census Bureau Report A racial home ownership gap in unequal access to the associated benefits. Home ownership is the most common wealth development tool for American households, providing financial stability through consistent housing costs and building savings through the accumulation of home equity which can be passed on to future generations.
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Source: CHAS Data Solutions to closing the Black-white home ownership gap vary, but down payment assistance programs have proven successful in reducing barriers to homeownership. Solutions to closing the Black-white home ownership gap vary, but down payment assistance programs have proven successful in reducing barriers to homeownership.
All rights reserved. Annie Baumann-Mitchell.
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In most North Carolina counties, the Black home ownership rate is ificantly lower than the white home ownership rate, as shown in orange in the map below. For example, While Black households own homes at a higher rate than white households in six counties shown in bluefour of these counties have fewer than Black households and two have fewer thanificantly less than the state average of 3, Black households per county.
Yet, the Black home ownership rates remain ificantly lower than that of white households.